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Bankruptcy in Pennsylvania – The Means Test – Will I Pass?

In seeking relief from overwhelming debt, people often think that bankruptcy is the best choice.  Many people think Chapter 7 liquidation bankruptcy is the best option for them.  However, in order to...

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Help! My Credit is Shot!

Many people today are suffering due to low credit scores.  Often this is because of derogatory or fraudulent information on their credit reports.  This damage can result from a variety of factors....

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Why Some “Free Credit Reports” Are Not Free

Have you ever heard that catchy jingle on TV that talks about a free credit report?  Did you inquire more with a visit to their web site, only to be either disappointed, or worse, fooled into paying...

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Credit Counseling vs. Hiring an Attorney

“We’ll help eliminate your debt!”     “Free credit counseling!” “We’ll get you debt-free!”     “Get relief for just pennies on the dollar.” Sound familiar?  If you are having money troubles,...

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The Harold Shepley Story – A Lawyer Who Truly Understands

A Message from Attorney Harold Shepley: I know how you feel because I have been there. I have been through the gambit of emotions just like you are going through.  I also know that sometimes realizing...

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Avoiding Mistakes After Bankruptcy

Once you have gone through the bankruptcy process, and come out safely on the other side, remember that you’re not quite done yet.  There is still work to be done in getting on the right financial...

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Top Five Reasons for Family Financial Distress

Many times people find themselves in financially distressful situations but are not exactly sure how they got there.  Often times it is a combination of factors that leads to this type of situation....

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Bankruptcy Consultation – What You Need to Know

So, you’ve made an appointment for a consultation with a bankruptcy lawyer.  Congratulations on taking the first step towards financial freedom!  After you take some well-earned time to pat yourself on...

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Free Consultation – Fact or Fiction?

Many bankruptcy attorneys claim to provide a free consultation regarding your situation.  The question is what is considered a consultation.  This definition can vary wildly between attorneys....

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Harrisburg’s City Debt on Hold for Bankruptcy Ban

Times have been tough for everyone since the financial crisis nearly five years ago, and inescapable debt has become a fact of life for many people, businesses and even municipalities. Pennsylvania’s...

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